Perspectives with David S. Bell

Two Key Questions Arising from Our Generous Response to the Haiti Earthquake

2010-02-10T17:49:00Z

The outpouring of generosity to organizations providing assistance in Haiti is inspiring. People across all generations seem to have some knowledge of this devastating earthquake. Some organizations are wondering how this apparent mass appeal of providing relief and recovery to Haitians is going to impact giving to their charitable cause. Typically, our collective attention span for disaster response is relatively short. Media sources will confirm this opinion. Charities that are involved in the long-term relief efforts of a disaster state that they must raise most of their funds for this relief effort during the earlier stages of the disaster rescue. So, its long-term impact may not be great.

However, our financial generosity has caused me to reflect on a couple of questions.

In the immediacy of this natural disaster, people are highly motivated to give to this effort. In fact, they may make some value judgments about organizations based on the charity’s link to providing disaster response in Haiti. So, question #1: Has your organization provided a means for people to contribute to the disaster response effort in Haiti? If so, consider how many different opportunities and methods of giving have been offered. More methods and opportunities to give (like donating supplies, contributing money, volunteering, praying, etc.) will lead to a perceived greater connection between your organization and involvement in grassroots ministry. This connection will result in a positive attitude about your organization and a desire to support it.

The first question may be very obvious and will probably meet with minimal resistance from leaders. Now let’s consider the second question. Question #2: Is it easy for people to contribute financially to the ministry of your local church? Your first response may be an immediate, "Yes." In fact, you may think that I’m asking a senseless question.

"Of course, it is easy to give," you say. "We pass the offering plate every week."

Every person who attends worship can place cash or a check in the offering plate. How much easier could it be? Let’s take a closer look!

Ease in giving is one of the major factors donors site as a reason that impacts their decision whether or not to contribute to a charity. In recent weeks, the disparity between the ease of giving to the local church vs. the ease of giving to other charities rarely has been greater. The major giving phenomena that we have witnessed in response to the earthquake in Haiti – namely, millions of dollars being given in $10 increments by sending a text message – is a poignant example of this divergence between traditional methods of giving in the church and innovative fund development in the charitable community.

Placing a contribution in the offering plate requires one to attend worship. Some studies suggest that even regular worship attendees only worship one out of two or one out of three weeks in their home church. Sadly, as the pressure of consumerism seeps into the church, a fee-for-service attitude has developed among church attendees. Thus, worshippers are likely to contribute cash or checks primarily on those days when they attend a worship service – when they receive a benefit like worship, Sunday school, fellowship time, children’s ministry, and other programs. If they do not attend worship, they perceive that they have not received a benefit and, therefore, feel less compelled to contribute. Aside from this attitude, it is more difficult to contribute if one is not present for worship. It may require mailing a check to the church office or remembering to make up the contribution on a subsequent week when one does attend worship. Fewer and fewer people are willing to make this effort. If they are to contribute regularly, younger baby boomers and all generations to follow look for easier methods of giving. Electronic fund transfer is one of those methods. Giving kiosks is another.

This ease of giving is not just limited to weekly contributions. How easy is it for people to contribute a major gift? No one is likely to place their stock certificate in the offering plate. Few people even have stock certificates in their possession. Assets are held electronically and transferred electronically. If a person desired to contribute their annual gift by transferring a security, does a well-defined process exist? Is this opportunity promoted regularly?

Finally, remember that annual giving is typically a financial contribution from donors’ earned income, not form their assets. Thus, in addition to providing easy methods for people to make an annual contribution, leaders must also convey the range of giving opportunities that draw upon people’s assets. Life income gifts, major gifts, and bequests are some examples of these giving opportunities.

Has your organization provided a means for people to contribute to the disaster response effort in Haiti? Is it easy for people to contribute financially to the ministry of your local church? If you answered, "Yes," to both questions, then you are well on your way to encouraging faithful people to lead generous lives and to having the financial resources to further your ministry vision.

If you have engaged in an innovative response to the earthquake in Haiti or if you have developed some easy methods of giving, then I encourage you to place a comment on my Facebook wall so others may learn from your examples.

Stewards in an Unexpected Place: A Personal Story

2009-12-11T19:02:00Z

I find tremendous examples of stewardship and fundraising in all kinds of places. Recently, I encountered great stewards (and fundraisers, too) on a somewhat remote beach on a rainy Saturday morning. Here’s the story.

I recently presented at a conference sponsored by the Ecumenical Stewardship Center for North American stewardship and fundraising leaders. This conference is held annually at a Florida beach destination. It has been held the past two years in Marco Island. Fortunately, my family accompanied me on this trip. I heard from another conference attendee that Tigertail Beach, located a few miles away from our conference hotel, was an excellent shelling area. We did not find time all week to drive to this beach. However, we had a few extra minutes on the morning of our departure. My daughter and I decided to visit this somewhat remote beach. We intended to go shelling for only a few minutes since rain clouds were looming. Plus, we needed to finish packing.

Upon our arrival, more people were at the beach than we anticipated. We soon discovered this particular Saturday morning was a scheduled beach clean-up time. We passed by several locals, but were stopped at the registration area for the clean-up event. Three local women were seated behind the registration table. They represented the Friends of Tigertail Beach, Inc., the non-profit organization hosting the clean-up efforts. The women asked if we were there to help. I knew that we only had a few minutes, so I mentioned that we were just visiting and leaving soon. They encouraged all the more. I told them that we would be on the lookout for debris, but we came mainly as tourists.

As we wandered the beach, our eyes gazed through the shallow waters, the squishy sand, and the mangrove edges searching primarily for shells and then for trash. We did find some shells, like the many we had seen on the beach near our hotel. Then, we found various items of trash. Honestly, as we walked longer, it was the trash, like a fabulous pair of jeweled sandals (or were those barnacle-covered flip-flops?), that captured more and more of our attention and imagination. How were these sandals lost? Who was wearing them? Where were they lost? Oh, the imaginative stories that a dad and his daughter can create! Beside the stories, we talked about environmental stewardship – caring for God’s creation. It was a hands-on teaching moment that parents too often miss. I took full advantage. We placed the sandals along with other debris in someone else's garbage bag and headed back to the parking lot. It was time for us to depart.

As we walked back, I thought about these women. I knew that we would see them again. I could now walk by them with my guilt relieved. Yes, I was feeling slightly guilty for telling them earlier that we were just there to take from the beach as tourists, instead of give back. After spotting those sandals, we became more than tourists. We helped clean up the beach. We were . . . well, stewards. I could tell the women that we had done our part.

Sure enough, they were there! Despite the rain clouds, the women were still on the boardwalk. I mentioned to them that we had cleaned up the beach area where we had walked. They immediately thanked both of us. Actually, they politely thanked me and fussed over my daughter. My daughter signed the registration book at their request. The women inquisitively asked us a few questions. One woman, a Board member named Susan, rooted through a notebook and found a certificate of appreciation to present to my daughter. Then, another woman took our picture and told us it would be posted on their website. Sure enough, it is! (See Dec. 5 Clean-Up Volunteers' Photo.)

In between this scurry of activity, each of them pitched their organization. They shared information about children’s educational events, quarterly clean-up days, environmental conservation, the osprey nests, and on and on. Most of all, they shared their passion for this organization and their gratitude for us helping in a very small way to achieve a part of their larger mission. Before our final goodbye, I was handed a pink, two-sided pamphlet. It was a membership application to the Friends of Tigertail Beach, Inc.

It was just a last minute decision to go on a short excursion to a beach tucked at the end of a dead end street. Yet, it’s one of the most memorable experiences from attending a four day professional conference on fund development and stewardship!

Here are some of the stewardship lessons:

 Stewardship happens primarily at the grassroots level.

 Stewardship is about so much more than money.

 People need to be invited to be a steward.

 Being a steward is a gift.

 Giving is a freeing experience.

 Stewards encourage others to become stewards.

 Stewardship is hard to teach, but easy to learn through a focused, hands-on life experience.

 People like to give and to make a difference for others.

 Stewardship is a lifestyle choice.

 Great stewards are interspersed throughout all generations.

 People seek opportunities to serve more than just themselves.

Here are some of the fundraising lessons:

 Initial rejection from a potential donor may result in a positive outcome.

 Personal gestures of thanks, no matter how minimal the gift, are critical.

 Special recognition for first time contributors is essential.

 The organization’s mission needs to be clear and concise.

 Board members’ passion stimulates donors’ generosity.

 Everyone affiliated with the organization needs to know the case statement.

 Donor cultivation requires taking the time to become well acquainted with major donors and potential donors, alike.

 Giving is typically an emotional response.

 Several persons other than the development staff are capable of cultivating donors and asking for contributions.

 Accurate records are imperative to most funding efforts.

 Written information should be given to potential donors for a deferred response.

 Asking for a financial commitment is fundamental to receiving a financial gift.

Granted, these lists certainly are not exhaustive for creating stewards or cultivating donors, especially in a faith-based context. However, faith-based organizations often operate out of such financial dysfunction or are so reluctant to develop a clear mission or ask for financial support that a lesson as practical as this life experience is a good one. These stewardship and fundraising lessons will serve most of our faith communities very well. I am reminded, and hopefully you are, too, of the important opportunities that we have to ask boldly for financial gifts and to embrace a life of generosity, hope, and passion.

Stewarding Church Technology

2009-10-06T14:46:00Z

Amid the fallout from the economic recession, forecasters indicated that this recession is different from previous ones. One of the key differences is the advancement of technology. Cable news reported that technology has changed the “playing fields” of the financial markets and indexes. Moreover, these reports concluded that nations with predominant populations of persons educated in the use of technology will experience a quicker overall financial recovery.

Technological change in the financial world is rapidly impacting the average person. We have been launched into an age of the global economy. Multinational companies, political alliances, and distribution of natural resources are changing our economic landscape in ways not previously imagined. Even now as some economies are beginning to show a glimmer of recovery, firms and political systems are repositioning to maximize potential benefits.

Society has always experienced change, but perhaps the speed of change has achieved a revolutionized pace – the nanosecond. Technology changes are a leading indicator that rapid change is the new constant. The mass ownership of computers has revolutionized our interaction with people as well as information. E-mails, instant messages, electronic transactions, webcasting, and videoconferencing are among a few of these typical interactions. Consider some others: Do you read your church newsletter on-line? Does your church have a Facebook page? Do you Twitter about Bible studies, sermons, or other church-related activities? Do you stop at a giving kiosk to contribute your offering prior to entering the worship service?

Some churches are hesitant to embrace technological change. For instance, while many growing churches offer worship experiences interspersed with various technologies, other churches are hesitant to expand beyond its historic tradition. How do stewards of God’s resources manage this change without losing focus on making disciples of Jesus Christ?

First, we recognize that technology, like money, is not inherently good or evil. An electronic fund transfer, a giving kiosk, or a computer is not designed with a pre-determined moral code! The use of the technology is the key to unlocking whether or not the technology may advance God’s Kingdom through the Church. Many types of technology may, in fact, encourage discipleship and draw younger generations deeper in their spiritual journeys.

However, we continually are to rely on our daily, humble walk with God. The use of technology may enhance, but will not replace, our stewardship of prayers, presence, gifts, witness, and service. Daily prayer, Bible study, devotion, and meditation remain steadfast practices leading to spiritual wholeness. Worship services are opportunities for us to be stewards in a communal way. We are called to be stewards of the Gospel! As Paul wrote, “They are to do good, to be rich in good works, generous and ready to share . . . so that they may take hold of the life that really is life.” I Timothy 6:18-19

Second, we become stewards of technology in order to reach new generations. Churches often lag significantly behind other organizations in their use of new technology. Some of this lag time is due, in part, to fear of change, perceived financial limitations, and lack of vision. Yet, increased technology may attract new parishioners. It may facilitate enhanced pastoral care or streamlined office services. In fact, it may even lead to increased giving.

Third, we confront our self-serving desire for new technology. If we begin purchasing the latest technology simply for the pleasure of having it, we are absorbed by the hyperconsumer culture. This self-indulgent behavior does not further our spiritual growth. It leads to the misconception that our wants are really needs. This unbalanced perspective nudges us closer to the challenge: “Choose this day whom you will serve . . . as for me and my household, we will serve the Lord.” Joshua 24:15

Finally, church leaders seeking to nurture people in their faith development will intentionally embrace new technologies. These technologies will not be considered incompatible with faith practices. Rather, they will be considered enhancements to ministry. Growing congregations that are reaching new generations will initiate these technological advancements at a rapid pace. They will encourage electronic fund transfers, blogs, downloadable sermons, online learning communities, image-driven worship, and a wide assortment of other technologies.

If these technology changes seem too fast, remember that regardless of the pace, God remains constant throughout every nanosecond of eternity!

Stewardship Lessons from Passing Generations

2009-05-31T21:26:00Z

Have you ever heard a person say one of these comments?

"I paid good money for that . . ."
"You never know how much you will need."
"Save it for a rainy day."

Statements like these often remind us of people from the Interbellum Generation (people born between 1900-1913) or the Greatest Generation (people born between 1914 – 1924.) These generations are disappearing rapidly from our culture. Younger generations have observed them and concluded, "They were so frugal that they could make a penny squeak!"

However, frugality was just one aspect of their lifestyle. Their practicality was mixed with generosity and created the code of living for these Great Depression generations. They lived frugally so they could care for one another and support the Church and other societal causes. They gave with respect for previous generations and with expectant vision toward future generations. Their generosity grew out of faithful duty, human obligation, and Christian responsibility. They internalized and lived the stewardship message of the Gospel.

First, these generations understood that we do not actually gain power or prestige by accumulating more. Most of them had a comfortable, small home appointed with with durable goods and personal items. In later years, many of them could have easily bought a larger home or more lavish cars, but they understood Paul’s message in II Corinthians 8:13-15. In this passage, Paul shares with the Corinthians that he needs their help to raise money for a poor church in Jerusalem. These generations grasped the balance between having enough for themselves and having enough to share with others. They were able to support charitable causes and share their faith because they found contentment by living well within their means.

Second, these generations understood the difference between a want and a need. Extravagant consumption – not extravagant generosity – has become the standard lifestyle for so many in our culture. The line between want and need is blurred. We can all think of examples of this blurry delineation between want and need. The high-definition television, the resort-style vacation, the designer-label clothing and accessories, the upscale appliances, the larger cable/satellite channel line-up, the latest technology gadget – We often have mixed emotions when deciding a need from a want. Our hyperconsumer lifestyle has lead to a perception that we need everything we both can and cannot afford. This lifestyle is now being challenged more and more with the economic recession. People are reviewing their lifestyle choices and reflecting on the advice freely offered by the depression era generations: 1) monitor your expenditures; 2) spend significantly less than you earn; 3) save with a patient and purposeful will; 4) determine if your spending leads to deep, abiding contentment in Jesus Christ or temporary joy from the accumulation of possessions, and 5) discover the freedom inherent in generosity. True contentment comes from a relationship with Jesus Christ! In Luke 12:13-21, Jesus illustrates this concept with the Parable of the Rich Fool.

Third, a prevalent truth for these generations and, in fact, for all generations is that God loves us. God’s love for us through the life, death, and resurrection of Jesus Christ is the most significant stewardship message of the Gospel. God loves us. Paul reminds us in Ephesians 2:4-10 that the sacrifice of Jesus dying on the cross is God’s living example of stewardship and extravagant generosity. God frees all who believe in God’s redemptive love to be Christian stewards on Earth.

Reflect on some people whom you recall from the Interbellum or Greatest Generation. What example of giving and generosity did they model for you? I remember my grandparents. They understood that their generosity provided short-term outcomes with long-term consequences. Their giving offered an immediate boost to a person’s life or a charity’s income. However, their giving provided a lasting impact. Their focus remained steadfast on these long-term outcomes. For example, a contribution to a seminar student’s education provides immediate relief to the seminarian, but the seminary education offered the student a foundation for a lifetime of pastoral service. The small contribution to the local church endowment fund was an immediate gesture of remembrance in memory of a close friend, but the growth of the endowment fund over the years strengthens the church’s ministry. My grandparents, like many of these generations, were inspired by their faith to be generous with their church, their family, and their community. They gave beyond tithing because of the experiential joy they received sharing God’s blessings.

I invite you to reflect on some of the lessons expressed by these generations. Adapt these lessons to your own discipleship today. Reflect with a sense of respect for their witness and with an expectant vision toward future generations. In so doing, I pray that you will find the freedom offered to those who choose to be extravagantly generous.

More Money & Quickly!

2009-04-21T14:46:00Z

A colleague recently asked me, "What do church leaders believe is their greatest area of stewardship need?" The answer is easy. Most church leaders perceive that the greatest area of stewardship need is the need for MONEY. They need more of it, and they need it quickly! From local church volunteers to denominational office staff, church leaders are concerned, if not fearful, about the bottom line impact of the economic recession on their corporate balance sheet, not to mention their personal wallet. The economy has necessarily impacted decisions across the Church. Staff restructuring, modified long range plans, budget deficits, and internal tension are all visible symptoms of these decisions.

A superficial glance may lead one to determine that more money would alleviate the symptoms and provide stability for the Church. I do not believe that more money solely will solve their dilemma. The Church has lacked some signs of stability for decades. Declining membership has riddled many denominations. According to Giving USA, giving to religion, as a share of overall charitable giving, has fallen over several decades from greater than half to nearly one-third today. Signs of mainline church decline did not suddenly begin with the economic recession. Nonetheless, the recession has accelerated the organizational life span of some churches. It also has apparently forced some growing, vibrant churches to scale back staff and various ministries. Yet, many churches are continuing to expand their ministry and to do more rather than less during these challenging times.

While I often begin a consultation with church leaders’ perception that more money is the answer, I work hard to reframe their assumptions and lead them to different conclusions. First, I begin by reminding church leaders about the Gospel message of hope. I invite them to revisit the Good News of Jesus Christ. It might seem simplistic, but this Gospel message separates us from all other fundraisers. It provides reassurance during difficult times. We are bombarded daily with despairing messages and gloomy forecasts. It is easy to be swept up in that momentum. As a result, more and more church leaders are operating out of fear, rather than out of hope. We cannot base all of our decisions upon fear. Our faith does not lead us to fearful conclusions, rather to hopeful expectations. The story of Jesus does not end with His suffering and death. It concludes with the promise of resurrection and new life. As Easter people, we are called to begin with this premise of hope.

Second, we must recognize God’s blessings in our own community. We are challenged to celebrate our strengths as a church. Focusing on our strengths allows hope to be a part of the conversation. These gifts help us fulfill our purpose, our mission, and our vision. I recall Vance P. Ross often praying a benediction with words to the effect, "Recognize that God has blessed you. God did not bless you for you to keep that blessing to yourself. Share it with others! Be a blessing to others!" The Church has an opportunity to be a blessing to others today more than ever. A clearly stated purpose, mission, and vision motivate people to give. Taking measurable steps to achieve that purpose, mission, and vision will change people’s lives. The witness of those changed lives lead people to be generous.

Third, financial generosity is just one aspect of a Christian steward. Stewardship is part of living as a disciple of Jesus Christ. Cultivating stewards is a year-round ministry leading to an ever-expanding Christian movement of generosity. It is essential to implement specific, practical plans that create effective year-round stewardship.

Is God calling you to help alter the cultural myth that more money will solve all of our problems? If so, your actions may encourage other church leaders to:

Preach the Good News
Offer God’s blessing to others
Focus on the Church’s purpose, mission, and vision
Practice holistic, year-round stewardship

In so doing, the Church may experience a wealth of revitalization, growth, renewal, and generosity. This wealth is my hopeful expectation. I invite it to be your hopeful expectation, too!

The Big Three: Remaining Focused on the Father, Son, and Holy Spirit

2009-01-08T21:34:00Z

Read Matthew 28:16-20

The American auto manufacturers, often referred to as The Big Three, are forecast to have an unprecedented socio-economic impact on North America, and perhaps the world, over the coming months and year.

Industry experts spent weeks lobbying either for or against a financial bailout of the auto industry. Arguments for a financial bailout were grounded on the principle that without it the result would include: higher unemployment, decreased tax revenue, more home foreclosures, increased mental health issues, escalated criminal activity, and compounded pension burdens.

Arguments for withholding aid offered a different perspective. This perspective suggested that a failing industry will continue to fail even with a financial bailout. Moreover, a private equity firm with significant holdings in two of the three manufacturers would be the greatest financial beneficiary of a bailout. Others challenged the economic viability of the UAW or the executive compensation packages and bonus allowances.

People are projecting their emotions on The Big Three with a level of intensity that mirrors the emotional responses commonly expressed in religious communities. Responses across the emotional spectrum, ranging from hope and trust to fear and anger, are being levied upon the American auto industry. In some ways, the auto industry has assumed an omnipotent persona. This persona has not been sought solely through the industry's own pursuit. The recent financial bailout of the American auto manufacturers has heightened this persona and has polarized people’s perspectives. Will the bailout provide the stimulus necessary to save? Will human intervention and our choices lead to even deeper despair? These rhetorical questions have theological overtones.

Our feverish dervish into the American auto industry and its broadening impact is an example of our insatiable desire to control life. Yet, God is in control ultimately. The Big Three transforming lives throughout the centuries is the Holy Trinity – not the manufacturers of cars! Our perspective is often short-sided, rather than eternal. When we invest our time, talents, and prayers with increased intensity on the sustainability of corporations, rather than on the provision of God, we first need to bailout our own spiritual depravity. God – Father, Son, and Holy Spirit – is capable of leading us out of any despair and offers salvation and hope beyond compare. During these challenging financial times, we need to be in close communion with our Creator, Sustainer, and Redeemer. An economic recession does not need to precipitate a recession of our faith.

So, what actions may we pursue that will strengthen our faith, even amid these current financial woes?

Begin by recognizing that everything in life is a gift from God.
Place our ultimate hope and trust in God.
Pray unceasingly for our ability to follow God’s direction.
Recount our many blessings and be thankful.
Be proactive in developing a God-honoring personal/family budget.
Support charitable causes with financial gifts. Giving helps to release us from the bondage of being controlled by money.
Look for the abundance of God more than the scarcity of our diminished returns.
Seek the spiritual support of the Church and other Christians.

Let’s be bold! Undoubtedly, today is a challenging economic period across the global community. Yet, we are called to be bold proclaimers of the Good News of the Gospel. If we earnestly pursue these actions, we most likely will achieve a different perspective, increase our decision making ability, and grow in our faith.

Prayer: Holy One, we seek your wisdom and guidance. Many of us face growing economic uncertainty. The realities of the recession close in on our lives. We experience realities like job loss, deflated investment accounts, increased grocery prices, delayed retirement plans, and mounting debt. Lift us from the depth of self-pity and despair. Save us from overwhelming fear and anger. Offer us your wisdom. You alone are our shining light. We pray in the name of God, the Father, Son, and Holy Spirit. Amen. (Based on For Our Country from the United Methodist Hymnal, page 429.)

Spare Change

2008-11-16T21:03:00Z

What happens to spare change? Many people have developed interesting ways of collecting or using their spare change. Some families collect it in a jar for a designated family activity, like vacations. Parents often give these coins to their children for safe keeping in a piggy bank. Still others keep it in the change holder of their car for road tolls or quick stops at a drive-thru.

The value and use of spare change is relative depending on one’s income level. For instance, one might consider generous giving to the mission and ministry of the church. A few dollars of spare change may represent a generous offering for some people. However, these coins also represent the leftover money – truly spare change – placed in an offering plate by others with greater monetary means.

By definition, spare change is money not required to cover the expense of daily existence. Some people won’t even carry spare change. They want to avoid the jingle of the coins, the perceived hassle of finding the coins, or even the actual weight of the coins in their pocket or wallet. Spare change to one person may be the equivalent to a daily wage for another person. Money is relative to one’s point of view or socio-economic position in our global community.

Luke 15:8-10 records the Parable of the Lost Coin. Jesus’ message to his disciples is not focused on spare change, but rather on a perspective of abundance and generosity. Jesus compares finding a lost coin to finding treasure in heaven. He provides lessons in economics, wealth management, and repentance.

The woman in the parable lost the equivalent of one day’s worth of wages – well beyond the spare change in her life. Today, a daily minimum wage employee would earn approximately $60.00. This daily wage might seem like spare change to a millionaire. Frankly, many people who are far from being millionaires live a lifestyle where spending $60.00 here or there is treated like spare change. Yet for others, this daily wage may be the difference between providing food and shelter or being hungry and homeless. The value of the lost coin decreases relative to the wealth of the individual.

As one’s disposable income decreases, one’s desire and need to make prudent spending choices increases. However, many North Americans have fallen into the cultural pull of satisfying our perceived "needs." In this self-indulgent society, we treat ourselves first. We are swept up in the enticing ideology of living for today. The more one becomes entangled in self-indulgence, the less one can maintain the biblical principles of saving and giving. Money ends up controlling people’s daily lives. Jesus reminds us that generous giving frees us from this bondage and opens the possibility for other pervading, God-honoring principles to direct our daily lives. When spare change is dropped in the offering plate, spiritual poverty supersedes economic poverty.

Jesus offers hope for the spiritually impoverished. This hope is the gift of salvation offered to those who repent of their sins. God offers everyone, regardless of economic standing, the gifts of freedom, hope, and deliverance. Like the woman in this parable, we are called to treasure the gift of God’s grace so freely given to all. Generous giving is one example of living a lifestyle grounded in God-honoring principles. What do our habits with spare change suggest about our values, priorities, and commitment to God?

Economic Bailout

2008-10-15T22:26:00Z

No matter how it is framed, the historic economic bailout of the U.S. financial system (the Emergency Stabilization Act of 2008, one act of Public Law 110-343) is most likely not one of America’s finest moments. By using extreme language coding, the response to the financial crisis has shifted from a bailout to a rescue bill to a taxpayer investment plan. Initially, Congress was unable to pass the essential $700 billion bill. In fact, Americans were told that every one of us would be impacted without the passage of the bill. We consistently heard sound-bites suggesting economic demise would result if the plan had not passed. Yet, if this plan is partially an investment plan for taxpayers as it has been described, then why have we not heard positive sound-bites about the plan, like the ways in which the bailout will produce an economic upswing? What will the middle class actually own with this pernicious asset? The focus has been far more on fear than on hope.

So how did we get in such an apparent financial crisis? Did it start with the subprime meltdown and then unravel into an overall mortgage crises? Did it all begin when the Security Exchange Commission (SEC) deregulated the rule governing capital to cover losses in order to avoid excessive leverage? Did financial institutions deliberately lie to unsuspecting buyers about the affordability of their home or auto purchases? Did an exponential number of individuals lack personal responsibility for their buying decisions?

Corporate, political, and individual greed is a debilitating, perhaps evil, side of our consumption-driven culture. Greed not only implies excessive desire and consumption, it also includes the acrimonious manipulation of markets, institutions, and individuals. More importantly, greed breaks down the ability for people to embrace deeply committed, spiritual lives.

Greed is toxic to Christian values. Being focused on "getting it all" violates the first commandment and elevates money as a god, certainly a false god, in our lives. As recorded throughout the Bible, God instructs believers to be industrious and to make a living. At the same time, God instructs people that stockpiling money is not a central goal. Hoarding money will destroy our eternal lives. Paul stated in I Timothy 6:6-10 that "the love of money is the root of all evil."

However, money itself is not evil. Money is a tool that is to be used responsibly by God’s stewards. Christian stewardship is essentially the management of all of God’s resources to accomplish God’s will. Paul reminds us to acknowledge that money, like all of our possessions, belongs to God in the first place. We are entrusted to earn, give, save, and spend it in a manner that brings God glory and honor.

Stewardship begins with an attitude of gratitude. At the Last Supper, Jesus first gave thanks as an act of gratitude before commencing the sacred meal. Gratitude serves as a source of strength. Gratitude grounds our perspective in one of abundance, not scarcity. It shifts our focus away from greed. When gratitude to God becomes our focal point, we are freed from the constraints of rivalry and jealousy.

Enormous debt as an expected outcome of daily living or corporate existence is largely driven by greed. It is a contagion that seems to have impacted all levels of our society, including colossal financial institutions and major corporations. The reawakening of human values needed to combat this cultural disposition is only possible through a different kind of life-saving bill. It is a rescue plan that encourages individuals to be knowledgeable about their consumer tendencies and their relationship with God. This bailout is a call to all church leaders to elevate the priority for effective year-round stewardship best practices. Finally, it is an investment plan in the knowledge and promise of God’s amazing grace.

So, here is the sound-bite: We are called to serve God, not money. It is truly a calling worth more than $700 billion dollars!

Money Insurance or God's Assurance

2008-07-24T16:29:00Z

Most people usually have at least one type of insurance – auto insurance. Many individuals also have other types of insurance, like life, long-term healthcare, or property insurance. Some persons even carry a comprehensive policy, commonly called an “umbrella policy.” Realistically, one may purchase insurance to cover just about any type of property or circumstance.

What type of insurance do you have? Regardless of the policies that you may currently own, one type of insurance protects you from worshipping material wealth. This policy encourages prudent financial giving. Some people may have discovered this insurance; others are still searching for it.

In Luke 16, Jesus shares with his disciples the story of the dishonest manager. In this parable, the manager, who was employed by a wealthy man, faced the risk of sudden unemployment. He had foolishly squandered the property that had been entrusted to him. He desperately attempted to salvage his employment. The manager sought new friendships by settling outstanding debt with the employer’s clients and by accepting an amount smaller than the balance. Jesus concludes this parable by teaching that those dishonest with small matters are likely to be dishonest with greater ones. Jesus further states that those who are dishonest with material wealth will not be faithful to God. It is impossible to worship both money and God.

The true wealth offered by Jesus is the abundance of God’s grace. Jesus reminds his disciples to be faithful stewards of resources that ultimately belong to God. By focusing on God instead of money, one will be held forever by God. Money does not have this eternal ability. The themes in this parable are not limited to dishonesty, selfishness, and materialism. Jesus extends the ways to use wealth for God’s purposes rather than for mere self-serving purposes. Christians affirm the belief that people are stewards or managers of God’s gifts. Giving protects one from being ruled by material wealth. Giving is a freeing experience. One is led by God in whom one places ultimate trust and faith.

God desires for us to live lives that are measured by our ability to give, not to get! People often miss the most important relationship of all when they are trapped in the hyperconsumer culture of material wealth. This most important relationship is the saving, grace-filled relationship of Jesus Christ. It is a life of assurance! It is life insurance!

So do you have insurance? Are you regularly committed to giving your witness, prayers, presence, and financial gifts? If you read the fine print in God’s policy, you will note that you are covered from here to eternity!

What Is the Message?

2008-06-04T04:04:00Z

Chicago O’Hare Airport was busy. I was eating lunch in the crowded food court and watching the bustle of people walking briskly along Concourse H of Terminal 3. An undercurrent of indiscernible conversations buzzed around me. Yet, I could hear the muffled voice of a gate agent from somewhere on Concourse H as she called various boarding groups; another voice on the other side of the food court yelling a to-go order number; and yet another voice calling stand-by passengers. Amid this entire undercurrent, one voice was very clear. The voice boomed above all other announcements. This message broadcast over the public address system throughout the entire terminal.

"Effective immediately by order of the Transportation Security Administration: If you plan to travel with liquids, gels or aerosols in your carry-on bag remember 3-1-1. All liquids, gels and aerosols must be in a 3 ounce or less sized containers. Containers must be placed in a 1 quart-size, clear, plastic, zip-top bag. Only one bag is permitted per traveler. It must be removed from your carry-on and placed in the security bin for x-ray screening."

Why was this message being broadcast on the concourses? Every person in Concourses G, H, K, and L had been cleared by TSA. The message did not have relevancy to people already on the concourse and either about to board a plane or to leave the airport. If people didn’t know about this rule, then they certainly learned about it while going through the TSA checkpoint. No one walking along these concourses needed to pass through a TSA checkpoint again on that particular day. The people who really needed to hear this message were those outside of the concourses – those checking-in at a kiosk; those standing in a TSA checkpoint line; those just arriving at the airport. Nonetheless, the announcement played every 15 minutes throughout the terminal.

If one thought for too long about hearing this message being repeated over and over again, one might be insulted. Am I so dense that I need to hear the message again and again? Did I forget what the TSA employee who was passing out the zip-top bags said to other passengers and me at the checkpoint? The answer to both is "No." I’m guessing it’s easier to broadcast the message throughout the terminal or the technology is not sufficiently advanced to provide distinct announcements in certain zones of the terminal.

Faith-based organizations are often guilty of this same mass approach. Granted people need to receive the same information numerous times in various ways in order to retain it. Yet, we often provide one message because of its apparent ease. This technique is glaringly apparent when many faith-based organizations and churches solicit charitable gifts – one annual campaign with identical material provided to every constituent; one designated appeal with the same invitation issued to every donor; one thank you letter mail merged to all contributors. It’s easier. It’s more efficient. It saves time and expenses. It requires less sophisticated donor-tracking software.

However, look at the end result. One mass approach makes funding ministry harder, not easier. The message may insult some people. The message may be considered irrelevant. The message may communicate an impersonal attitude. In a world of every increasing personal choice, we are challenged to conduct fund development with greater segmentation and personalization. Segmented appeals and personal thank you letters are required in today’s culture. Consider the many demographic segments in your donor database. How many different methods of invitation do you implore when asking for generous support? I urge you to determine at least five or six segments. Invite their participation in different ways. Provide them with different information by diverse means. Repeat these efforts when you thank them for their contribution.

As I walked to Gate H11a, I passed thru the food court and thought about the millions of food combinations that exist for the savvy traveler. Our ministries are just as varied. Then, I heard that message again, "Effective immediately by order of . . ."

Actually, we do have a message to broadcast to all: "For God so loved the world . . ."

Economic Stimulus Package Checks

2008-05-19T22:50:00Z

Tax rebate checks have already arrived by direct deposit to several Americans’ bank accounts. Upwards of 130 million American families and individuals will be receiving the so-called "economic stimulus package" checks in the weeks ahead from the Internal Revenue Service. Eligible persons will receive up to $600 ($1,200 for married couples), and parents will receive an additional $300 for each eligible child under the age of 17. If you add to these figures the average tax refund -- $2,225 in 2007 – you’ll have plenty of cash to buy the 50" flat screen TV (Money, April, 2008.) Uncle Sam hopes that these tax refunds will stimulate the U.S. economy and, thus, have some ripple effects in the global economy.

So, where will the money go once individuals and families receive it? According to a National Retail Federation survey, people plan to spend about 40% of their tax rebate. This spending is predicted to send a boost of $42 billion into the slumping economy. People who were surveyed indicated that much of their spending will be reserved for necessities – gas, groceries, medical care. They also plan to pay down debt, save, and invest. Retailers are hoping to increase this 40% figure and to expand spending to include non-necessity items. Companies have launched some incentives in hopes of increasing their market share and receiving the dollars of these tax rebate checks. For instance, some retailers are providing consumers with a bonus gift card equal to 10% of their rebate when these conusumers spend their entire tax rebate check at the retailer.

Most money-related magazines, almost every cable news channel and major TV network, numerous retailers, and even radio DJs are offering tips, advice, and opinions on these tax rebate checks and the various ways that they will be applied to the average person’s wallet. I’ve seen top ten lists of what you may do with your tax rebate. Many lists provide sound financial advice:

· Pay off consumer debt, home equity loans, and other high-interest loans
· Invest in your education
· Save for retirement through a 401(k), 403(b), or IRA
· Establish an emergency savings account
· Direct a large percentage to your investment account

Most lists also include a suggestion to spend at least a little on yourself – splurge, have fun, treat yourself, do something to feel better! One recommendation has been absent from every list. You guessed it – GIVING! I am yet to see a list that recommends giving a portion of these dollars to a charitable ministry. I was ready to overlook the blatant absence of giving from these lists and to commend their creators for such prudent financial advice. I was, at least, until I noticed that almost every list included this suggestion of self-indulgence. Splurging is not sound financial advice; it is feeding the myth that things bring ultimate contentment, peace, and joy to people’s lives. Self-indulgent stuff may provide moments of comfort, even a warm-fuzzy feeling at first, but long-lasting, profound contentment? Hardly! I’m not against the occasional splurge. I do spend money on me and more on my family. If you know me, then you know that I enjoy an overall comfortable lifestyle – extravagant compared to the global community.

Do faith-based organizations and churches have a voice in this tax rebate discussion? I believe so. Many voices come to mind! But, I’ll limit my voice to include giving on the top ten list of items that one can do with any money received – tax rebate or otherwise.

One may argue that giving money is not sound financial advice. But consider . . . Giving money enables us to have control over it; rather than to be controlled by it. Giving money may be one of the most freeing experiences that we will ever have with money. Giving to a church or charity may help to impact economic justice beyond our individual ability to do so. Giving may remind us of the many ways that we have been sustained in life by outpourings of generosity. Giving may nudge us closer in our relationship with Jesus who gave everything for us.

Perhaps what you can give others through your leadership is encouragement to add giving to their list of tax rebate plans. But first, ask yourself, "Is giving on my list?" – not just for your possible tax rebate check, but for your daily walk in this world. In the words of Jesus, "It is more blessed to give than to receive." Acts 20:35b

Are You Curious?

2008-03-30T14:17:00Z

We do not watch much television compared to the average family. This opening sentence is to serve as a disclaimer for the following: our children have a few educational programs that they really enjoy. These programs are produced especially to attract the attention or either a pre-school or an early elementary child. Some shows prompt hand motions and physical movement. Other programs draw inquisitive expressions and verbal responses. One program stimulates spontaneous giggles and silly laughter, particularly from my 4 year old son. This TV program is Curious George. The monkey (a.k.a. Curious George) and "the man with the big yellow hat" end up in a variety of precarious situations. The curiosity of the monkey usually causes an otherwise common occurrence to become extraordinary. The storyline often includes the clever intelligence of the monkey and his friends as they utilize math and science facts.

My son is a second generation Curious George fan! The TV version of Curious George was yet to be invented when I was a child. However, I enjoyed the books. Curious George Goes to the Hospital is one that I remember vividly, probably because it was read to me every night leading up to my tonsillectomy. I do not pretend to be an early childhood specialist, but Curious George seems to encourage inquisitiveness. While the man with the big yellow hat often becomes frustrated with the monkey, the man ultimately appreciates the monkey’s curiosity by the end of the story.

Are you interested in being a more effective leader in your faith-based organization? Be curious! In a recent publication of the Journal of Leadership and Organizational Studies, Michael Harvey identifies curiosity as a behavior that "stimulates learning and, concurrently, increases the effectiveness of decision making and quality management." He contends that managers and leaders should be measured regularly for their affinity with curiosity. Curiosity is a key leadership quality that enables intuitive problem solving.

Are you curious? Few people consider themselves curious. Curiosity is seldom self-identified as a personality trait. In fact, curiosity can be considered a negative trait. It is associated with being nosy, too personal, or even dangerous. But, consider these questions: Do you ask questions? Do you think of possibilities? Are you a continuous learner? Do you speculate about a future vision? Do you diligently pursue a solution to an organizational problem? If you answered "yes" to these questions, then you are blessed with a passion for curiosity. Some colleagues may be frustrated by your curiosity in the short-term, but eventually they will be grateful for your intuition. Moreover, your intuition will lead others toward achieving extraordinary goals and recognizing new possibilities. Be curious!

How might your leadership be enhanced and strengthened by a more curious posture? What obstacles would you encounter in the organizational structure for being inquisitive? How would curiosity position leaders toward a more open way of thinking?

I'm curious to read your thoughts!

Throwing a Party

2008-03-04T16:07:00Z

Shortly into a conversation with a new acquaintance, I was asked, “What do you do?” In other words, “What is your profession, your vocation?”

I’m not exactly sure how to answer this question. Usually, I tailor my response to the person who has asked the question. For potential clients, I may respond, “I provide hope for faith-based organizations by encouraging passionate leadership, abundant vision, and inspired generosity.” For others, I offer the brief response, “I am a consultant.” Still others, “a stewardship educator” or “a planned giving specialist” or “a leadership coach.”

This new acquaintance pressed the issue. “What type of consulting? With whom?” He learned that I serve as the Vice-President of Stewardship with the United Methodist Foundation of Michigan and also provide leadership and stewardship consultation through Design For Ministry. I think that he thought I was being evasive with my answers. He was looking for a simple, straightforward answer.

He wanted an answer that was as brief and understandable as his answer to this same question. What does he do? He plows snow and cuts grass. He owns a lawn service company. Simple, straightforward.

As the conversation progressed, he decided to answer this question for me. “So you’re a fundraiser,” he concluded.

“Well, not exactly. I actually . . .”

“I always thought that would be a cool job,” he interrupted. “Basically, you just throw one party after another, right? You throw the party, get people in a good mood, and then they give the money. You must always be having a good time.”

Hmmm. I’ve never considered myself to be a party thrower. The party that first came to my mind when he talked about parties was the type that I would avoid. He had many misconceptions about my work, let alone about fundraising.

Yet, as I reflect on his comments, maybe a glimmer of truth does resonate in his voice. Parties are designed to be fun, joy-filled experiences. Parties bring people together, often centered on a common purpose. Parties are usually moments of abundance and celebration. Parties can foster relationships. Parties inspire people, lift people.

When congregations focus on a common purpose, excitement builds to a crescendo. When congregations give as joy-filled Christians, others are inspired. When congregations are centered on a relationship with Jesus Christ, people are lifted to see abundant possibility and hope. When congregations reach out to welcome others in the name of Jesus, the celebration begins.

In the parable of the lost son, the father said, “Let's have a feast and celebrate. For this son of mine was dead and is alive again; he was lost and is found.” So they began to celebrate.

Throw a party in Jesus’ name!

Have a Blessed Day!

2008-02-25T22:06:00Z

I’m sitting in one of my remote office locations – Chili’s across from Gate A38 on Concourse A of Detroit Metro Airport. It’s been a long day. Snow and more snow. Flight delay after flight cancellation after flight delay. Here I sit – frustrated by my need to fly to New Jersey. Sure, I’ve completed a lot of work on my laptop. Sure, I could be sitting outside in all of this snow, instead of looking out from the warmth of an enclosed building. But, come on, flight delays, especially multiple ones, can be frustrating. It’s enough for anyone to start questioning the efficiency of flying. Ugh!

I was pondering all of this negativity and scarcity when the server returned with my credit card receipt. I expected her to join in this scarcity thinking by offering some snide comment about failing to allow her to turn her table all afternoon. Instead, she shattered my half empty glass with one remark. “Have a blessed day,” she remarked with a smile.

“A blessed day!” Really? Does she know what it’s been like?

But, she is exactly correct. Today is a blessed day. I am blessed. You are blessed. Have you attended one of my workshops and seen the glass on the PowerPoint slide that can be viewed as either half empty or half full? It merely depends on your perspective. It’s so easy in our culture to see what we do not have instead of what we do have. We are quick to identify the needs in our community and often miss the assets of our community.

We need more people, more money, less conflict, more visibility, more staff, greater vision. We compare our organization to the one that seemingly has the proverbial full glass. Yet, abundance crowds in around us. We just miss identifying it. Sometimes we even perceive an asset as a need. I encourage you to take a moment right now and thank God for the abundance that you experience in your daily life. Go ahead – share a prayer.

Now look around your organization. Look for signs of abundance that you’ve overlooked because of focusing on the emptiness above “the water line” in your community. Assets flow like a river all around you. They exist in your community. Recognize them. Share them. You will be amazed at the blessing that these assets will create when joined together with other assets, like particles of hydrogen and oxygen to form H2O. An abundant vision will flow!

It’s time for me to catch a flight to New Jersey.

“Have a blessed day!”

An Afternoon at McDonald's

2008-02-10T14:19:00Z

I recently spent a few afternoon hours working on my laptop in a McDonald’s. I had arrived early in a small town for a consultation. I noticed that the McDonald’s offered Wi-Fi Internet access. I cannot recall the last time that I was inside a McDonald’s. It had been a very long time – probably years. Wow! This McDonald’s sure looked and felt different than the one that I remembered as a kid! Vanilla café lattes, very contemporary interior design, upgraded restrooms – I was surprised.

I sat at a booth behind another booth that was occupied by two McDonald’s employees and one other person. I didn’t seek to overhear their conversation, but it would have been very hard to avoid hearing it from almost any seat in the small restaurant. I guess that there was some protocol or corporate policy that required them to hold this impromptu meeting in the public space of the restaurant. I soon learned that the people at the booth behind me were two McDonald’s managers and a former employee. The former employee had returned to discuss the recent termination of his employment. The managers listened patiently to his monologue. His speech progressed from a denial of doing anything wrong, to a complaint over a personality clash with a shift manager, to an emotional plea to return to work for the sake of his family.

I was struck by the response of the managers. They treated him with respect. They reviewed the entire process that led to his firing. This review sounded like a legal script from a human resources manual. They told him that his termination was not reversible. But here is what really struck me. They claimed that he had failed to follow the core values of McDonald’s. All employees apparently agree to abide by these core values. The core values are “the principles that serve to mutually benefit the employees and customers alike,” said the general manager. The conversation immediately shifted with this comment. The former employee had challenged almost every other managerial comment made up to this point. He had no response to the statement on apparently ignoring the core values. He didn’t ask what they were. He obviously knew them. He didn’t ask how his behavior conflicted with those values. Nothing. He realized the discussion was over. They exchanged a pleasant goodbye. He walked out. They returned to work behind the counter.

Core values are such an important foundation for any organization. Does your faith-based organization have core values? Do you know them? Do they inform the daily decisions that your organization makes? Core values provide a fundamental set of guiding principles upon which mission and vision are based. They provide answers to the questions of: 1) who are we? 2) what do we believe? and 3) what is our behavior based on these beliefs?
An organization with well-defined core values is able to measure its ministry and outreach based on solid principles, rather than arbitrary targets. Many communities spend all of their time doing. It is so easy to be busy. We become absorbed in programs, ministries, and activities. However, if we fail to pause and to establish these core values, we may just be caught in a frenzy of activity that leads to a dysfunctional system. Now is the time to stop and to establish biblical principles that will serve as the core values that drive your organization toward an even greater vision of God’s abundance.

I’m interested to learn the core values of your faith-based organization. Let me know.

Tithing in the News

2008-01-24T13:58:00Z

Recently, tithing has become of topic of great discussion within the church community and even outside of the immediate church community. Some congregations set the expectation of giving at the traditional tithing mark while other congregations rarely, if ever, deal with this predominantly Old Testament concept. In reality, giving in mainline Protestant congregations, is far less than 10% of one’s income. According to most studies by, average giving by church members is less than 2.5% of one’s annual income. The Wall Street Journal recently reported on the apparent “backlash of tithing” in congregations. Click Here to read the article.

As Christians, we are called to give to God “what is right, not what is left,” as the popular quote from a church marquis states. God calls us to offer our “first fruits,” not the “leftovers.” First fruits giving requires the theological premise that our possessions and assets ultimately belong to God. All that we have in life is a gift from God! Faith-filled, first fruits giving is our opportunity to return to God a small portion of God’s abundant blessing in our lives. Moreover, these blessings are not limited to financial assets or possessions. Most of us can examine our own lives and find numerous blessings, perhaps even some astounding miracles.

Tithing becomes a benchmark for the modern day Christian. Click Here to read my recent article, Tithing: A Benchmark for Giving.

What Is Christian Stewardship?

2008-01-06T14:07:00Z

Clarence Stoughton said, "Stewardship is everything you do after you say, 'Yes' to Jesus." Stewardship is a lifestyle choice that recognizes that everything is a gift from God. Our responsibility as Christian stewards is to manage all the gifts that we have received from God. God is the true owner of all that we have in life. Jesus consistently taught that our responsibility as his disciples is to recognize that God is the provider of all that we possess and that our call is to be generous givers of our financial resources. A Christian steward contributes his or her time, talent, prayers, and financial resources with a willing and joyful spirit. Being a generous giver is a spiritual response to God's goodness. While we may be able to grasp these stewardship concepts, we are bombarded constantly with contrary messages. Listen or read advertising campaigns for almost any consumer good. The commercials promote self-indulgence. The ads suggest that whatever we own, lease, or rent is "ours" -- certainly not God's. Most of us get caught from time to time in the illusion that "it" is "mine." When we move beyond this illusion to the realness of God's world, we are more likely to share. In fact, maybe if we really took seriously this basic understanding of Christian stewardship, fewer people would be hungry and homeless. Jesus said, "I tell you the truth, whatever you did not do for one of the least of these, you did not do for me." Matthew 25:45

Click Here to read more about faith-based organizations developing a year-round culture of generosity.